Lender Investment High Loan

Lenderhomemortgage Szh Actions Special%20ForceRecrawl:%200 Lender Home Mortgage Reliance Finance Group Ltd. 华融信贷金融网

Lenderhomemortgage Szh Actions Special%20ForceRecrawl:%200 Lender Home Mortgage

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$

 

Mortgage 2.

$

$

Property 3:()

$

 

Mortgage 3.

$

$

Bank Deposit

$

 

Bank Overdraft

$

$

Vehicle 1.Make & modelYear

$

 

Credit Card /Type-

$

$

2. Make & modelYear

$

 

Paid off in full each month Yes No

Furniture and Personal Effects

$

 

Credit Card /Type-

$

$

Superannuation

$

 

Paid off in full each month Yes No

Shares/ Bonds

$

 

Store Card

$

$

Boat/Caravan

$

 

Paid off in full each month Yes No

Business Value(Net)

$

 

Hire Purchase

$

$

Other (e.g. Investments, Antiques)

$

 

Hire Purchase

$

$

1.

$

 

Govt. Student Loan

$

$

2.

$

 

Personal Loan

$

$

3.

$

 

Other -

$

$

Total Assets (A)

$

 

Other -

$

Less Total Liabilities (B)

$

 

Total Liabilities (B)

$

Surplus Assets over Liabilities (A－B)

$

 

Are you a Guarantor for finance taken out by anyone else Yes No

 

YOUR CURRENT INCOME & EXPENDITURE

Income – Money In   Average Monthly Expenditure

Gross Annual Income –Customer 1

 $   Monthly

Gross Annual Income –Customer 2

$ Mortgage 1. $

Average Monthly Income

 Mortgage 2. $
Salary/Wages after tax – Customer 1 $ Mortgage 3. $
Salary/Wages after tax – Customer 1 $ Proposed New Loan repayment $
Gross Rental Income Credit/Store Card payment

$

Existing $ week×(52week÷12 months)

 $ All other living expenses (e.g. food, clothing, car expenses, utilities, insurance, rates ,education ,etc ) $

Existing $ week×(52week÷12 months)

 $ Rent/boat (only if paid after loan is drawn) $
Government Benefits / Pension $ Hire Purchase $
Dividends/Interest $ Personal Loan Repayments $

Other Net Income-

 $ Govt Student Loan repayments $
Total Combines Monthly Income(C) $ Childcare/support/maintenance $
Less Total Monthly Expenses (D) $ Life/ Medical/ Superannuation $
Uncommitted Income (C－D) $

Other

 $
  Total Monthly Expenses (D) $

 

CONTACTS
Accountant: Co / Contact Name/Address

Telephone No:

 Fax:

Solicitor:　 Co / Contact Name/Address

Telephone No:

 Fax:

Valuer:　Co / Contact Name

Telephone No:

 

LOAN PURPOSE / AMOUNT– What would you like the Loan for?
To buy a home　Refinance　To buy a rental property　Consolidate　Commercial Property　Rural / Life Style　Other
Other
LOAN AMOUNT REQUIRED
YOUR PREFERENCE OF LOAN TYPE
Type of Loan/s :　Principle & Interest　Interest only　Line Of Credit/Flexible　Type of Rate/s :　Variable Rate　& or Fixed Rate
Fixed Rate/s :　1 Year Fixed　2 Year Fixed　3 Year Fixed　4 Year Fixed　5 Year Fixed
Pursuant to the PRIVACY ACT 1993:Plaxo Mortgages Limited (RFG) advises that:
Plaxo Mortgages Limited (PML) is collecting personal information from you primarily for the purposes of this and future transactions;
a)This information is being collected to determine your eligibility for any credit you seek;
b)
The intended “recipients” of the information are RFG, other providers of credit, nominated Lender/s, and the Lenders’ mortgage insurer (if any). Any person with whom the Lenders propose to enter into contractual arrangements, any security trustee and any assignee of the Lender/s rights. Credit Reference Agencies and previous / current employers.

c)
Any reference in this application to the Lender/s includes a reference to any nominee of, or Trustee for the Lender/s, and any person providing administrative services to the Lender/s.

d)
The information collected will be held securely by, on behalf of, RFG, unit O, 241 Rosedale Road, Albany, Auckland accredited Introducer/s and “recipients”.

e)Failure to provide this information, or provision of incorrect information may result in any application for credit being declined.
f)
You do have rights of access to, and correction of, this information to the extent that it is not evaluative material pursuant to S.29 (1) (b) of the Privacy Act 1993;

Fees:
Should this application be approved, all or some of the following fees may/will apply: Loan establishment/arrangement fee, and where the full amount of the loan exceeds the Lender/s normal lending criteria a Mortgage Indemnity Premium / Lenders Mortgage Insurance. Details of actual amounts of fees payable by the applicant/s can be obtained PML, or your PML accredited introducer.

DECLARATION:
1)
I/we are not less than 18 years of age, have read and understood the Statement of Personal information statement, and confirm all information supplied by me/us is true and correct;

2)
If someone other than the Applicant is providing any of the information above, I am authorized to provide personal information on behalf of the Applicant, and evidence of this authority is provided;

3)
I/we agree that all personal information held by PML and “recipients” may be used to further the relationship between said parties, including advising you of any products or services which may be of interest to you;

4)
I/we authorise your mortgage insurer to collect from you and any other person or organization any personal information about me/us connected with and necessary to the evaluation by such insurer of my/our borrowing from you, its security and insurance risk.

5)
I/we authorise you to disclose to your mortgage insurer any personal information about me/us, and I/we authorise your mortgage insurer to disclose personal information about me/us, to any other person or organization including, without limitation, credit information agencies.

6)
I/we certify that I/we are not un-discharged bankrupts or liable under any proceedings under the Insolvency Act 1967 and its amendments;

7)
I/we have not withheld any information on my/our financial position or commitments that might affect any “recipients” decision on this application;

8)
I/we authorise the release at any time of personal information held by any other credit providers and credit reference agencies, our previous or current employer/s regarding our employment history and income.

9)
I/we authorise the “recipients” to supply on request, details of this application, personal information, or the outstanding balance to a guarantor or proposed guarantor.

10)
I/we note that any mortgage will require general insurance coverage against hazards, equal at least to the value of the property’s improvements.

11)I/we agree to execute a first ranking mortgage over the/any security property.
12)
My/our Solicitor/Agent is authorised to accept any notification on my/our behalf. If a loan is approved in principal and/or conditions are satisfied, PML and/or nominated Lender/s will issue me/us a letter of offer. If/I we accept the offer, I/we will be bound by its terms and conditions.

13)
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